student loans

Paying For College: The Broke Family’s 2-Step Guide

If you’re reading this blog, there’s a damned fine chance you’re in the same spot as Amia: you’re ready to go to college, except you’re broke and so is your family, so paying for college is a giant question mark. And even if “broke” isn’t exactly the right word, you still don’t have anywhere near …

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Grad Students: Kiss Your Parents Goodbye

Ashley’s off to grad school and is afraid her parents’ high incomes will hurt her when it comes to financial aid. She’s even thinking maybe they should divorce to make them look poorer on paper. Hold your horses, Ashley! There’s an easier solution which allows for, among other things, Mom and Dad to stay hitched. …

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$90K in Student Loans and a Passion For Nothing

If you’re a college or even a high school student, you have to have been locked away in a cage somewhere if you’ve never been given the advice to “follow your dreams” and/or “do what you love” or “find what you’re passionate about.” But what if you have no dreams, you don’t really love any …

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Deserting An Expensive Dream & Moving Back Home

Hi Judge Josh, I love your website and read the articles almost every day. Not only are they fun to read, but they’re interesting and almost always relate directly to some part of my college questions. Thanks! If you have the time, I desperately need some advice (like everyone else): I’m graduating from USC in …

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Free School Near Abusive Parents vs. Expensive School Far Away

If you’re a veteran visitor to this site, you know I get a lot of “Choice 1 vs. Choice 2” emails, where the writer asks me which of two options I think is smarter. This one has a twist, though — there are abusive parents in the mix. Because of that, even though he/she didn’t …

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Can You Get More Financial Aid If You’re In Debt?

Hi, everybody. As you probably know, this site started out as a site about scholarships and how to get them, but has slowly morphed into an advice site about all things related to college, money, jobs, and occasionally even bigger issues like what you should do with your life and how to be happy. I’m …

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Is “Follow Your Dreams” A Bunch of BS?

You know, I get lot of “follow-your-dreams” style questions around here. Should I or shouldn’t I? Usually there’s a money issue involved; otherwise, why wouldn’t you follow your dreams? Unfortunately, it seems few of us “dream” of jobs that pay a truckload of money, are easy to get and easy to do. I guess that’s …

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How Not To Destroy Your Future With Student Loans

Student loans are, and probably always will be, the most recurring topic on this site (yeah, I thought it was gonna be scholarships, too. Maybe I should change the name of the site. Any suggestions?). But that’s fine, because there are an endless number of students and parents out there with questions and dilemmas regarding …

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