Kimberlee McMillian (1st Quarter, 2007)

1st Quarter, 2007
Recession Relief Scholarship Winner
Kimberlee McMillian

“I completed my Bachelor of Science Degree in Criminal Justice with honors in May of 2001 from California State University, Long Beach. I believe my story of debt really begins with graduation from college during that year. Up until that point, there were admirable and acceptable excuses to living< paycheck to paycheck and cutting back on fun, food, trendy clothing, gym membership fees, road trips, alcohol, restaurants, and morning coffee. I thought that it would be worth it to make such sacrifices and if I had a penny for every time somebody said, “Don’t worry. It will all be worth it when you get that degree.”, or “You’ll be much better off than all those people who didn’t choose to go to college.”, then I could possibly be debt free at this time.

I have lived a fairly responsible lifestyle and imparted clean and clear judgment for the most part on my life decisions. I have taken extreme caution in making healthy lifestyle choices and always put an extra dose of healthy cynicism on life events to weed out those times when it really is too good to be true. However, on a more positive note, I have had the worst luck in those times when I put all of my eggs in one basket. Are you starting to get the irony here? We can never really say how life is going to be or plan the perfect future. We can take all of the information available to us at any given time and make the best decision, and it can still turn out the worst decision ever. And who is to say what is really a good decision or bad decision when it comes to my life experience”

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