Dear Judge Josh, I recently graduated and started working full-time. I’ve heard that I should get a credit card to build my credit, but I’m worried about falling into debt. How do I choose a credit card, and what are some tips for using it responsibly without spiraling into a world of financial chaos? Hey …

The Credit Card Conundrum Read More »

Dear Judge Josh,I recently graduated with a significant amount of student loan debt, and I’m feeling overwhelmed by the prospect of paying it off while also trying to save and enjoy life. I know I need to tackle my debt, but I’m not sure how to balance debt repayment with other financial priorities. What’s the …

The Debt Dilemma Read More »

Dear Judge Josh, As a recent college graduate, I know I should be saving money for the future, but I’m not sure about the best approach. There are so many different saving options and strategies out there that it’s hard to know where to start. What are some effective and realistic saving strategies for someone …

The Saving Strategies Struggle Read More »

Dear Judge Josh, I recently graduated from college, and I’m starting my first full-time job soon. I want to make sure I’m managing my money wisely, but I’m a little overwhelmed by the idea of creating and sticking to a budget. How can I set up a realistic budget that helps me save and spend …

The Budgeting Blues Read More »

Dear Judge Josh, I’m a college junior majoring in marketing, and I’ve been searching for internships to gain real-world experience in my field. However, I’m struggling to find internships that align with my interests and offer a meaningful learning experience. Many positions seem to be focused on administrative tasks or are unpaid, which doesn’t feel …

 The Internship Inquiry Read More »

Dear Judge Josh, I’m a college sophomore, and I’m considering getting a part-time job to help with my expenses. However, I’m worried that working while attending school might negatively impact my academic performance and social life. What factors should I consider before taking on a part-time job, and how can I find a position that …

The Part-Time Job Jitters Read More »

Dear Judge Josh, I’m a college freshman, and I’m having trouble deciding which extracurricular activities to get involved in. There are so many clubs and organizations on campus that I find interesting, but I don’t want to spread myself too thin. How do I choose the right extracurricular activities for me, and how can I …

The Extracurricular Extravaganza Read More »

Dear Judge Josh, I’m a freshman in college, and I’m having some issues with my roommate. We have very different lifestyles and priorities, and it’s causing tension in our living situation. I prefer a quiet and organized space for studying and relaxing, while my roommate is more social and tends to be disorganized. How can …

Solving The Roommate Riddle Read More »

Dear Judge Josh,I’m a college senior majoring in psychology, and I’m considering going to graduate school to further my education. However, I’m not sure if it’s the right choice for me. I’m concerned about the financial burden of additional education and the competitive job market in my field. Is pursuing a graduate degree worth the …

The Graduate School Gamble Read More »